1. What Are Cookies?

Cookies are text files placed on your device-computer, smartphone, tablet, etc.- the moment you visit our website. These files help track some information about your activity and enhance your experience. Cookies are very important for some features to work well and enable us to understand how visitors relate to our site.

2. Why Do We Use Cookies

We use cookies for the following reasons to improve your experience and ensure our services work correctly. Of these, it helps us to:

• Enhance Website Functionality: Using cookies, we are able to remember such things as login details so you don't have to enter them each time you visit.
• Understand Website Performance: We can track how visitors are utilizing our website, which pages they frequent often, and find holes that need improvement using cookies.
• Enhancing User Experience: Cookies allow improving on content and features according to your preferences. Therefore, it is possible to provide a better experience on the website.
• Security: To ensure a safe access to only a few parts of the website, we may use a number of cookies for security purposes.

3. Different Types of Cookies that We Use

We use several different types of cookies on our website to perform various kinds of functions:

• Essential Cookies: These are essentials to be used for basic working of our website. The login and navigation among other functions will not work properly without them.
• Performance and analytics cookies: We use performance and analytics cookies to understand how visitors interact with our website so we can try to make improvements to its functionality. For example, analytics tools may allow us to track how users move around our website.
• Functional Cookies: We can use functional cookies to recall your choices and preferences, such as language settings or the region you are in, so you do not have to set them again on future visits.
• Advertising and Targeting Cookies: We do not serve any ads to visitors on our website. Thus, these cookies will not be found on our website.

4. Managing and Disabling Cookies

You can accept or refuse cookies at any moment using the settings of your browser. And here is how to do it:

• Browser Settings: All the major browsers offer control of cookies within their settings. So you can either block cookies from being started, delete those already in existence, or be advised when a new cookie is about to start coming to your device.
• Analytics Cookies: These track performance of the site in analytics tools such as Google Analytics. You can opt out of being tracked by Google Analytics at this page.

Please keep in mind that disabling the cookies may impair some functionality of the website. You can still visit our website, but some features set to use cookies, for example, will not work correctly; examples include remembering your login data.

5. Third-party Cookies

Currently, Fipleavi does not allow third-party cookies from advertising or other third-party services to track your activities. We do have some links to other sites; for instance, we have some links that may responsible to handle retirement planning resources or educational content. In case you click on those links, please note that those websites might set their own cookies. We invite you to go through the privacy policies of those sites to learn more.

6. How Long Cookies Last on Your Device

Cookies deployed have different lifespans:

• Session Cookies: Such cookies are short-term. They get deleted from the device when you close the browser. They tend to be used to navigate through simple sites and functions.
• Persistent Cookies: These cookies remain for some time on your computer, even after you close your browser. These cookies remember your preferences and thus can recall those preferences for the next visits to the site. Normally, these are set to expire after fixed periods, which could be days or months, except when manually deleted.

7. Updates to This Cookies Policy

We may update this cookies policy to reflect changes in our practices or changes in the law. All changes will appear on this page. We will update the "Effective Date" below. From time to time, we encourage you to check back and review this policy to be familiar with new technologies and how we use them.

Any questions or concerns regarding our cookies policy do not hesitate and address us via [email protected] Here to help!