1. Acceptance of Terms

Accessing our website and our services subject you to accept the Terms and Conditions set herein. If you do not agree with these Terms and Conditions, please do not use our services.

2. Services Offered

Fipleavi aims at offering comprehensive retirement planning services that are based on your unique requirements. Our services incorporate retirement strategy formulation, economic review, asset management advice, and integration into your full retirement.

3. User Obligations

• You shall furnish us with accurate and up to date information to enable proper retirement planning.
• You shall not use our services for illicit activities nor for engaging in practices that may defile the integrity of our services and infringe on others' rights.

4. Intellectual Property

All intellectual property rights whether it is copyright or to the content, information, material, and products appearing on or elsewhere on this website are owned by Fipleavi. These include but not limited to texts, graphics, logos, and software. You may not reproduce, distribute, or create derivative works based upon any materials unless we give you specific written permission to do so.

5. Limitation of Liability

The following is our use of effort but no warranties or representations in respect of the accuracy, reliability, or completeness of any information provided by Fipleavi. In no event will we be liable to you for any direct, indirect, incidental, or consequential damages arising from your access to or use of our services or reliance on any information provided.

6. Data Protection and Privacy

At Fipleavi, we respect your privacy and safety of personal data. We follow the Hong Kong Personal Data (Privacy) Ordinance and other relevant data protection regulations.

a. Collection of Personal Data

We collect personal data, which we believe are necessary to deliver our services, including name and contact information, payment information, and retirement plans. We will collect the data only after your consent is received.

b. Use of Personal Data

Use of information only for the purpose of facilitating delivery of our retirement planning services you are required to provide us with your personal information for facilitation of delivering our retirement planning services. These may comprise an economic assessment, personalized advice, or important updates about your retirement plan.

c. No Disclosures of Information

We handle your private information and securely keep any non-public information that we might obtain regarding you in the process of using our service. We will not provide, sell, or otherwise share third party with any data to you except in cases where this is directly required by law or necessary for our legitimate interests, and are properly trained and informed on how to handle your information confidentially and responsibly.

d. Personal Data Protection

Appropriate technical and organizational measures are used to protect your personal data against undescriptionized access, loss or misuse. We undertake reasonable steps to safeguard your data but we cannot guarantee its absolute security. No method of transmission over the internet or electronic storage is fully secure.

7. Modifications

Fipleavi shall be entitled at any time or from time to time in its absolute discretion to alter, modify or update these terms and conditions; and may post new content on the website without notice to you. Your continued use of our services following such changes will constitute your acceptance of such new terms.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Hong Kong. All disputes arising from these Terms shall be submitted to the exclusive jurisdiction of the courts of Hong Kong.

9. Contact Information

If you have questions about these Terms and Conditions or our privacy practices, write to us at: [email protected].